ARTICLES

Uncertain times often present opportunities as well as challenges. Tax and financial planning strategies should be revisited any time our situation changes considerably. One thing to consider is whether it is time to fund a ROTH instead of the Traditional IRA or even if it might make sense to convert some Traditional to ROTH IRAs.…

Most people have the largest part of their investments for retirement in qualified plans (tax deductible at contribution and tax deferred until withdrawn).  These plans (IRA’s, TSA’s, 401(k)’s) are generally advantageous during the higher income years because contributions to these plans are tax deductible.    ROTH IRA’s (or ROTH(k)’s) may be a beneficial alternative for some…